The best choice for High Risk CC,ACH and e-Check Processing.

We say yes when other banks aren't an option.

High-Risk done right.
Low Rates & Fast Approvals
No hidden or additional fees
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* New & Existing Businesses Apply Now


Merchants Accepted


Merchants Accepted


Merchants Accepted

Processing your customers doesn't have to be hard.

Not all businesses are created equal, especially when setting up a high-risk merchant account for them. This is why it is crucial to work with a merchant services provider that is direct with a banking partnership and understands your risk needs.

24 hour Approval

Complete your application and provide the KYC documentation, and we will have you approved in a day.

Unmatched Support

You will never have to deal with any of your merchant accounts again. We have it all covered. From chargeback management to bank sponsorship we have it covered. We handle past, present, and future merchant accounts while you focus on whats next.

Dedicated Payment Experts

With our Full - Service merchant accounts, we become your companies, full-time payment specialist. Our white gloves support handles all of your past, current, and future payment needs.

What Industries Does The Processing Network Accept As Clients for eCheck or ACH?

TPN specializes in mid risk as well as specific high risk industries (the terms “mid risk” and “high risk” are used here, from the perspective of the merchant services industry). We offer both ACH and eCheck services, but ACH is typically reserved for businesses defined as “low risk” by the banks. If your business is “high risk” we can offer eCheck processing options. We are proud to serve the following industries with the combined coverage of our e-Check and ACH services:

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